Welcome to Red Heart Capital Loans
Red Heart Capital Loans is a leader in the mortgage banking investment Industry, offering a wide selection of competitive lending options throughout the United States. Our services include Fix & Flip Loans, Bridge Loans, Residential Loans, and Multi-family & Commercial hard money property loans. We are committed to providing a better experience for those looking to achieve their homeownership goals, with a strong emphasis on customer experience. Red Heart Capital Loans lends to real estate professionals, commercial contractors, developers & small business owners throughout the state.
Our Process
We believe in a streamlined process to make your homeownership journey hassle-free and convenient. From the initial consultation to the final closing, we are dedicated to providing a smooth and efficient experience for our clients.
Fix & Flip Loans
"Our Fix and Flip Loans are specifically designed for real estate investors seeking to acquire, renovate, and subsequently sell properties for profit. Crafted with flexibility and competitiveness in mind, our loan offerings empower investors to optimize their returns on investment. Whether you're a seasoned professional or a budding entrepreneur in the real estate market, our tailored solutions provide the financial support necessary to seize lucrative opportunities and transform properties into valuable assets."
Bridge Loans
A bridge loan is a short-term financing option often used in real estate transactions. It helps bridge the gap between buying a new property and selling an existing one. Once the old property sells, the proceeds are used to repay the loan. Bridge loans have higher interest rates and fees due to their short-term nature and are used when quick access to funds is necessary. They're commonly used in real estate but can also be used in other scenarios requiring temporary financing.
Residential Loans
We understand the significance of finding the perfect home. Our residential loans are designed to make your dream of homeownership a reality. With personalized guidance and a range of loan options, we are here to support you every step of the way.
Multi-Family &
Commercial Hard Money
Investing in multi-family & commercial hard money loans, borrower is usually an individual or business who needs to purchase or take cash out of equity in a commercial building and the lender is typically a private company that specializes in higher-risk loans. These types of loans can be made on any type of commercial property, including office buildings, warehouses, large residential housing units, and special-use properties like restaurants, churches, and barber shops
Short-term financing for your fix-and-flip projects
Own a investment property 6 months or longer? Our fix-and-flip loans can be a perfect way to provide an extra runway to get you across the finish line.
Kickstart your fix-and-flip loan financing—it’s as easy as 1, 2, 3!
No 3rd-party appraisal on fix-and-flip loans!
Waiting on appraisals is often a hurdle when using banks or other hard money lenders to finance your fix & flips. Red Heart Capital Loans instead uses an internal valuations team that speeds up the process, getting you to the closing table quicker!